Buy Florida real estate as a non-US citizen — no US credit score, no Social Security number, no US or foreign tax returns required. Access to 126 specialized lenders with passport-based qualification.
Frequently Asked Questions
Can I get a mortgage in Florida without a US credit score or Social Security number?
Yes. The foreign national program requires no US credit history and no SSN. You qualify using your passport, foreign bank statements, and asset documentation. A 25% down payment is standard; funds may come from overseas accounts, and gift funds are accepted.
Do I need US tax returns to buy property in Florida as a foreign national?
No US or foreign tax returns are required. Rafael qualifies foreign national buyers on passport documentation, foreign bank statements, and asset verification — the same approach used across 126 specialized portfolio lenders.
Which countries qualify for the foreign national mortgage program in Florida?
Buyers from Latin America, Europe, Asia, and the GCC region are eligible — including Argentina, Brazil, Colombia, Mexico, Venezuela, the UAE, Saudi Arabia, Kuwait, Qatar, and the UK, among others. Contact us for a full country eligibility check.
Can a non-US resident finance a condo or house in South Florida?
Yes. Condos, single-family residences, and multi-family properties up to 4 units are eligible. Both primary residences and investment properties qualify under the foreign national program.
- ✓✓ 25% Down Payment
- ✓✓ No US credit score required
- ✓✓ No SSN required
- ✓✓ Passport-based qualification
- ✓✓ No US or Foreign Tax returns required
- ✓✓ Gift funds accepted
- ✓✓ Condos, SFR, multi-family eligible
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