Self-employed borrowers and business owners qualify on 12 or 24 months of bank statements β no W-2 or tax returns required. Florida bank statement mortgage through 126 portfolio lenders.
Frequently Asked Questions
Can I use business bank statements to qualify for a mortgage in Florida?
Yes. We accept both personal and business bank statements, using a standard expense factor to calculate qualifying income.
How long do I need to be self-employed to qualify for a bank statement mortgage?
As little as 12 months of self-employment history may qualify, depending on the program and loan amount.
Program Features
- ββ 12 or 24 months bank statements
- ββ No tax returns required
- ββ Personal or business accounts accepted
- ββ Primary, second home, investment
- ββ Up to $5M loan amount
- ββ Self-employed as little as 1 year
- ββ Foreign national eligible
20 minutes. No obligation.