Qualify on rental income alone — no personal income, no W-2, no tax returns. Florida DSCR loans for single-family, multi-family, and short-term rentals through 126 investor-focused lenders.
Frequently Asked Questions
What is a DSCR loan and how does it work for Florida investment properties?
Debt Service Coverage Ratio — we compare the property's rental income to its mortgage payment. If the rent covers the payment, you qualify.
Can I qualify for an investment property loan in Florida without showing personal income?
No. DSCR loans qualify on the property's income, not yours. No W-2s, tax returns, or pay stubs required.
Do Airbnb and short-term rental properties qualify for DSCR loans in Florida?
Yes. We use market rent surveys and platforms like AirDNA to document short-term rental income potential.
Program Features
- ✓✓ Qualify on rental income only
- ✓✓ No personal income verification
- ✓✓ No employment required
- ✓✓ Short-term rental (Airbnb) eligible
- ✓✓ Up to 75% LTV
- ✓✓ SFR, condos, 2–8 unit properties
- ✓✓ Foreign nationals eligible
20 minutes. No obligation.